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Welcome to Bank of America Home Loans

At Bank of America Home Loans, we’re committed to responsible lending and giving you the knowledge and confidence you need to select the home loan that’s right for you. Our approach gives you the chance to make clear and informed decisions about your mortgage, so there are no surprises. Because it’s time for something simpler, something, clearer. That’s the commitment we’re making to you.

Explore your loan options

Buy a home

Buying a home is an important decision. We’ll give you the knowledge and confidence to make an informed choice about the home loan that’s right for you.

Refinance your home

Whether you're looking to lower your monthly mortgage payment, switch to a fixed rate, or even get cash out to finance a major expense, we have the information you need.

Use the equity in your home

See how your available home equity could work for you.

Discover home loan insights

Bank of America Home Loan Guide shows you how banks make decisions, so you can buy a home with confidence.

Buy a home: Get started

Discover home loan insights

Thinking about refinancing? We'll help you make sure the benefits outweigh the costs.

Refinance your home: Get started

Discover home loan insights

When you have available equity, you could use a portion of it to help finance life's larger expenses.

Use the Equity in your home: Get started

1.800.909.8217

Get started online

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Locate a mortgage loan officer Find a local Bank of America

View current rates and calculate payments

What’s behind your rate?

The interest rate is a good place to start, but other costs and loan terms could affect your home loan price. To better understand what you need to consider, visit our new Bank of America Home Loan Guide.

What's behind your rates?: Get started

Current rates

Rate type purchase refinance

Select a state Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Mortgage Type	Rate	APR
30-Year Fixed-Rate	N/A	N/A
15-Year Fixed-Rate	N/A	N/A
3/1 ARM	N/A	N/A
5/1 ARM	N/A	N/A

Rates assume 1 point. 1 point = 1% of loan amount.

1.800.909.8217

Get started online

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Locate a mortgage loan officer Find a local Bank of America

Calculate your payments:

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Buying a new home Refinancing

Get help if you're having trouble making your home loan payments

If you're having trouble making your home loan payments, the sooner you reach out, the sooner we can try to help. Call us today for personal assistance, or explore possible solutions.

Are you eligible?

A variety of government relief programs are currently available, including "Making Home Affordable."

See if you qualify

Get assistance

1.800.720.3758

8am-11pm EST Weekdays
9am-8pm EST Saturday
9am-8pm EST Sunday